My AI Shopping Safety Checklist
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Set up once
- I require my approval for every purchase.
- I set a low spending limit (start small, like $50).
- I use a credit card, not a debit card.
- I keep one low-limit card just for online shopping (optional).
- Two-step sign-in is turned on for my shopping and email accounts.
Every time I shop
- I read the final screen: item, size, price, tax, shipping.
- I never share passwords, PINs, or one-time codes.
- I only use real apps — typed in myself, never from an ad.
Every week
- I check my order emails and my card statement.
- I report anything odd right away.
Red flags
- Rush, threats, or “keep it secret” = STOP.
- Gift cards, wire, crypto, or payment apps = SCAM.
- When in doubt, call the number on the back of my card.
Important numbers
My card company:
My bank:
Someone I trust:
Report scams: ReportFraud.ftc.gov · Identity theft: IdentityTheft.gov